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Mubin is a young, energetic man who works as a teacher. He teaches children in the village school and at the same time he works as a shopkeeper, since it is impossible for him to support his family on just one salary and to save money for big expenses. Mubin has decided to apply for a loan to buy some home appliances, since he and his family recently moved out of his parents' house. He wants to furnish his home and buy the necessary things for his household, but this is not possible all at once, which is why he decided to ask for a loan. On receiving the loan, he would like to buy a refrigerator. He gives thanks in advance for the financial support.
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Мубин молодой энергичный мужчина по специальности преподаватель, обучает детей в сельской школе и заодно занимается торговлей, так как на одну зарплату невозможно содержать семью и накопить денег для крупных расходов. Он решил получить кредит для покупки бытовой техники, так как недавно стали отдельно жить от родителей. Мубин хочет обставить свой дом и приобрести необходимые вещи для хозяйства,но все сразу невозможно приобрести поэтому он решил взять кредит. На полученный кредит хочет купить холодильник. Заранее благодарит за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 262
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mubin to buy a refrigerator.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013