A loan of $2,175 helped to install an electric floor heating system.


Tuvshinbayar's story

Tuvshinbayar is 23 years old. He lives with his mother and two younger brothers in their wooden house in Ulaanbaatar, the capital. His brothers are students. For the last 5 years Tuvshinbayar has been managing a food store with his mother. Tuvshinbayar says he works hard and to show his devotion to his brothers he wants to be like a father to them. Tuvshinbayar has never studied at university. Despite not having a chance to study and improve his skills, Tuvshinbayar is a naturally talented artist. Besides managing their store, Tuvshinbayar creates paintings on cars. Before the winter, Tuvshinbayar wants to install an electric floor heating system in the house to replace the coal burning furnace, in order to cut the usage of coal which releases harmful chemicals into the atmosphere.



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Loan details