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Rafael is 51 years old and lives with his life companion Marta and their children. He sells fruits and vegetables such as tomatoes, onions, chile peppers, and other types of produce. Rafael has been in business for several years and gained plenty of sales experience, which has allowed him to generate more income. He sells as a traveling merchant in different areas of town. Rafael is well-known and has many established customers who prefer to do business with him because everything he sells is of high-quality and offered at affordable prices. Most of all, he provides excellent service.

Rafael is an enterprising gentleman who has the drive to move forward. He is always expecting new opportunities that will allow him to attain the level of success that he wants. Rafael needs financial backing in order to make a new investment, so he is requesting a loan from Apoyo Integral. The money will enable him to buy fruits and vegetables in bulk.

Rafael has good credit references and is very responsible. He is confident that he will repay this debt and be able to provide his family a better quality of life.

View original language description ↓
Rafael de cincuenta y uno años de edad vive junto a su compañera de vida Marta y sus hijos, el se dedica a la venta de frutas y verduras tomates, cebollas, chiles entre otros tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, comercia de forma ambulante en diferentes zonas de la localidad, es muy conocido y ya tiene mucha clientela fija que lo prefiere porque todo lo que vende es de primera calidad, a precios accesibles pero sobre todo con un excelente servicio; Rafael es una hombre emprendedor, con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito que tanto desea, como toda buen comerciante quiere acrecentar el negocio y realizar una nueva inversión pero para ello necesita de capital que la respalde por eso le solicita a INTEGRAL un credito que le permita comprar Frutas y verduras por mayor etc. Rafael tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez tiene la confianza que le dara a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 558
    View loans »
    El Salvador Loans Fundraising
  • $31,853,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rafael to buy fruits and vegetables in bulk.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 1, 2012
Currency Exchange Loss:
Jan 25, 2014