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Lamara is 58 years old, from a small village of Gardabani district. She lives with her husband, son, daughter-in-law and two grandchildren. Lamara and her husband are provided with a retirement pension. Her son works as a welder and gets monthly income. The family runs a livestock farming business. In particular, they have a milk cow and 3 calves, whose milk is used in dairy products. Besides, she has hens and sells eggs with yogurt locally in an open market at a good price. Lamara requested a loan for purchasing a milk cow. After purchasing an additional milk cow, she will produce and sell more dairy products and will expand her business. It will significantly increase the income of the family. With increased income they will improve their living conditions. Lamara awaits your support

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Lamara to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 17, 2012
Currency Exchange Loss:
Dec 20, 2013