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Batool's Group
In this Group: Batool, Khalida, Bano, Nasreen, Hameeda, Shehzada, Nabeela
Ms. Batool is an active and responsible mother of three children, two sons and a daughter. She is 39 years old and living in the city of Rawalpindi, Pakistan. Her husband is an energetic mason. Within the meager salary of his income, Batool found it difficult to run the household and to fulfill the needs of her children. It compelled her to initiate a small business of hand-embroidery at home.

Batool has an excellent hand-embroidery skills and has been running this business very successfully since 2006. She sells her beautifully hand-stitched and embroidery products in the market. She is running this business to contribute some amount to the family income and to keep herself busy as she does not like to waste her skills and precious time by sitting idle at home. Her business is successful and the demand for her embroidery products is increasing day by day.

Currently her embroidery stock is almost finished so she wants to purchase some embroidery products to continue her business as her income plays a vital role in fulfilling the needs of the family members.

For that reason, Batool, as a member of 7- person lending group has requested a loan from Kiva's partner BRAC Pakistan to purchase fabric and packs of threads of various colors. With the help of the loan amount, she will be able to purchase stock and sustain her embroidery business. She desires to expand her business in the future and to provide higher education for her children.

Note: In the picture, Batool holding a pink passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Batool's Group's $1,500 loan helped a member to purchase embroidery supplies for her small hand-embroidery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 17, 2013