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Maria Santos
Maria is 59-years-old and lives with her husband and her son who works. Maria works in the sale of “minutas” which is a refreshing desert of crushed ice bathed in flavorful syrups with a touch of honey. Likewise, she creates and sells corn tamales. Her sales are in from of a public school, which is very beneficial to Maria since she sells the “minutas” to the students along with the tamales that she sells to the students, teachers and parents.

Maria is requesting a loan to improve her business that relies on a large quantity of raw materials. This way she will be able to create more tamales and also to invest in the purchase of ice and flavorful syrups to improve he sales.
View original language description ↓
María de 59 años de edad, vive junto a su esposo y un hijo quien trabaja. María se dedica a la venta de minutas las cuales son un postre refrescante hecho de hielo granizado bañado en jarabes de sabores y con un toque de miel. Así mismo elabora y comercializa tamales de elote. Su venta esta afuera de una escuela publica, lo que es de mucho beneficio para María ya que vende las minutas con los alumnos del lugar al igual que los tamales con alumnos, maestros y padres de familia. María solicita un préstamo a INTEGRAL, para poder mejorar su negocio contando con mayor cantidad de materia prima y así elaborar más tamales, también para invertir en la compra de hielo y jarabes saborizantes, y así mejorar sus ganancias.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 553
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Maria Santos to purchase ice and flavorful syrups to make and sell minutas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 18, 2012
Currency Exchange Loss:
Feb 21, 2014