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Veronica, age 52 and widowed, runs a general store business. She has seven children and works very hard to provide for them. She has operated her business for six years. She sells a variety of items such as soap, soft drinks, and grocery items.

Veronica has requested a PhP 19000 loan through NWTF in order to purchase more groceries to sell in her store.

In the future, Veronica would like to save enough money to allow her to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 333
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Veronica to purchase grocery items to sell in her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 17, 2012
Currency Exchange Loss:
Nov 17, 2013