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Jamira Noemi
Jamira is a young woman of 19 years of age and she is single. She lives in the city of Pisco with her parents and siblings. She is a very kind, hardworking, and enthusiastic person who has a great desire to overcome. Unfortunately, Jamira did not study the professional degree in gastronomy as she had to work to help her parents with the household expenses, but she would very much like to be able to do so. In her free time, she likes to play sports and sometimes to cook a delicious Ceviche to share with her family.
On her own initiative, and with much effort and dedication, day by day Jamira works as a chef's assistant in a restaurant in the city. She works everyday from the early hours of the morning and can work for about 8 hours. She feels comfortable in her work and believes that she is doing well because of her good performance and the kind treatment that she offers to others.
Jamira is very grateful to the Kiva lenders as, thanks to the help offered, she will be a able to buy construction materials such as cement, sand, paint, and other items. In this way, Jamira will be able to continue with the construction of her home. She currently lives in a lithe wooden structure with her family. She will continue to work and stove to be able to offer better security and wellbeing to her family and also to achieve her great dream of becoming a professional.
View original language description ↓
Jamira es una joven de 19 años, es soltera, vive en la ciudad de Pisco con su padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente Jamira no ha podido estudiar la carrera profesional de Gastronomía, ya que tuvo la necesidad de trabajar para poder ayudar a sus padres con los gastos de su hogar, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta hacer deporte y en algunas ocasiones cocina un riquísimo Ceviche para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, día a día Jamira trabaja como ayudante de cocina en un restaurante de su ciudad, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto con su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Jamira se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, tales como cemento, arena, pintura y otros; de esta manera Jamira podrá seguir avanzando con la construcción de su vivienda, ya que actualmente vive en un pequeño modulo de madera con su familia, así pues ella seguirá trabajando y esforzándose para poder brindarles mayor seguridad y bienestar a su familia y también desea poder lograr su gran sueño convertirse en una buena profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Jamira Noemi to buy construction materials.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 20, 2012
Nov 18, 2012
Currency Exchange Loss:
Jun 17, 2013