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Herling Danilo
Señor Herling is thirty years old and works for a service station.

He is requesting the loan to purchase sand, cement and quarry rocks, which he will use to make improvements to his home.

He is an enterprising person who re-pays his loans on time.

On his days off, Señor Herling likes to take advantage of the time to drive a moto taxi, which belongs to his brother. Doing so, he brings additional income to the family unit.
View original language description ↓
El señor Herling tiene treinta años de edad trabaja para una estación de servicios.

Solicita crédito para comprar arena, cemento y piedras cantera los que utilizará para mejoras en su hogar.
Es una persona emprendedora y de buena costumbre de pago.

Los días libres los aprovecha para conducir una moto taxis la cual es propiedad de un hermano de él con lo cual lleva más ingresos a la unidad familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,251,375
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Herling Danilo to purchase construction materials like sand, cement and blocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 17, 2012
Currency Exchange Loss:
Dec 21, 2013