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Catalina Del Carmen
Señora Catalina, at 37 years old, works as a primary school teacher in the rural areas of San Rafael Del Sur.

She has been working as a teacher for more than fifteen years. During that time she has earned the trust of the students and the parents who send their children to the school she works at.

Señora Catalina is requesting the loan to purchase cement, sand and blocks, which she will use to make some improvements to her home.

Right now, señora Catalina is a single mother of two children. She has given them the education that her income has allowed.
View original language description ↓
La señora catalina a la edad de treinta y siete años se desempeña de maestra de educación primaria en zonas rurales de san Rafael del sur.

Ejerciendo dicha labor tiene más de quince años con lo cual ha logrado ganar la confianza de alumnos y padre de familia que tienen a su hijos en el centro escolar donde ella labora.

Solicita crédito para compra de cemento, arena y bloques los que utilizara para algunas mejoras en su hogar.

actualmente es madre soltera de dos hijos los cuales les ha dado la educación de acuerdo a sus ingreso.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Catalina Del Carmen to purchase construction materials like sand, cement, blocks, iron and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 17, 2012
Currency Exchange Loss:
Dec 21, 2013