A loan of $775 helped to buy pans, glasses, plates and other things, as well as chairs and tables and also ingredients to prepare food.


America's story

América, 54, is a woman who really wants to get ahead and provide a better quality of life for her family. She is married to Julio who works and is the father of her two children. Together they live comfortably in their own home with their younger child Luís, aged 12. América's work is selling food in the evenings, such as “juanes” (rice wrapped in leaves), grilled fish, noodles and other things. To do this she puts up a table outside her house, where she serves her customers in a friendly manner. Her customers are mainly neighbours and passers-by. She says she has had to stop working temporarily for health reasons, but she will be starting up again in the weeks to come. She has been running this business for more than six years, and started with her own capital, later growing her business through loans. She thinks her business is quite profitable because she is in demand and is well known and sought-after in her area. Her neighbours have been asking her to start up again. In light of how profitable her business is and the orders she receives, she would like to start and continue to grow her business, and in the future be able to open a ceviche restaurant as she likes cooking. For this reason she has asked for the loan to firm up her plans. She also is committed to being responsible with the re-payment terms. With the 2000 nuevos soles she has requested, she will invest in the purchase of utensils for her business, such as pans, glasses, plates and other things, as well as chairs and tables and also ingredients that she needs to prepare her dishes. She seeks out low prices for her purchases by paying in cash and buying in bulk.

Translated from Spanish by Kiva volunteer |Joanna Bartlett


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