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Update on Betzabe

The member belongs to the "Señor de los Temblores III" communal bank. She is still running her handicrafts business, selling leather purses, sweaters, t-shirts, necklaces, and art, among other things. She has been in this business for years, and it is going well for her thanks to the effort she puts into it every day.

The member is also a hotel administrator; she is not currently working in her field since she is more dedicated to her business, but she doesn't rule out working in a hotel in the future. On the other hand, she is also looking at opening a new business with her brother as a future project. She is a responsible person, which is how she gets ahead.

The member is requesting a loan to buy alpaca sweaters for her business. She feels grateful for the loan granted, and she promises to repay her loan according to the terms established.
View original language description ↓
La socia pertenece al banco comunal SR DE LOS TEMBLORES III,la socia continua con su negocio de venta de artesania como carteras de cuero,chompas,polos ,collares,artes entre otros,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio ,la socia a la vez es administradora de hoteles ,aun no ejerce su carrera ya que esta mas dedicada a su negocio pero no descarta en el futuro trabajar en algun hotel por otro lado aun esta viendo la apertura de su nuevo negocio con su hermano siendo esto un proyecto a futuro,la socia es una persona responsable siendo de esta forma que la socia sale adelante.

La socia solicita el credito para al compra de chompas de alpaca para su negocio .

La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Betzabe is 22 years old and, for two years, she has been selling artisanal products near the Incan ruins of Macchu Picchu, which receive many visitors every year. Betzabe also recently finished her degree in hotel administration. At the moment, she is requesting a loan in order to buy more merch... More from Betzabe's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Betzabe to buy alpaca sweaters for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 17, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Betzabe. It was first posted on Kiva on Apr, 2012. Learn More