A loan of $225 helped to invest in working capital and stock her general store with basic staples like packets of coffee, shampoo, sugar, bread, milk, curds, rice, beans, lots of cigars, juice, and pop.


Emerita De Los Santos's story

Emérita de los Santos, age 39, is married with four children ages 2, 12, 16, and 18. They are all under-age and in school. Emérita has run a pulpería out of her home for four years. A pulpería is a small store which sells food items in small quantities, such as packets of coffee, sachets of shampoo, sugar, bread, milk, curds, rice, beans, large quantities of cigars, juice, and pop. Emérita is a responsible, hard-working woman who has demonstrated her responsibility in paying her loans on time and properly. She needs this loan to invest in her business and to have working capital. She will stock her store with basic home products and be able to provide a better customer service. She thanks Kiva lenders for their support for small businesspeople with few resources, and for supporting poor countries like Nicaragua and providing sources of dignified work.

Translator profile picture

Translated from Spanish by Kiva volunteer Christine Cooper



Loan details


Lenders and lending teams



Loan details