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Superando Group
In this Group: Alex , Rogelio, Melbin Evelio , Alber Xavier , Daniel, Adalberto
Alex is 32 years old, married, and has one child. He resides in a rural community in the town of Atima in the Department of Santa Barbará. Alex previously cultivated basic grains, such as corn and beans, for personal consumption. Five years ago, he began cultivating coffee that he could sell to brokers. At the moment, he is participating in a group loan request and will invest his share in the purchase of fertilizers for his coffee farm. With the financial support he will receive, Alex will be able to achieve a better harvest. This will motivate him to continue producing and expanding his crops. His long-term goal is to succeed financially and provide what his family needs to live well.

Alex is a member of the solidarity group named “Superando” (Excelling), which consists of six individuals who appear in the photo. The members seen standing, from left to right, are Melvin, Rogelio, Daniel, and Adalberto. The gentlemen who are seated are Alber on the left and Alex on the right (who is also the group coordinator).

All of the members produce and sell wet parchment coffee. They reside in the same community and will use their respective loans to purchase fertilizers. The total group loan amounts to 33,000 HNL and each member will receive 5,500 HNL.

View original language description ↓
Alex tiene 32 años de edad, es casado, tiene 1 hijo, reside en una comunidad rural del municipio de Atima Departamento de Santa Barbará.
Anteriormente se dedicaba a la producción de granos básicos (maíz y frijoles) para el autoconsumo. Hace 5 años que se dedica a cultivar café para la venta a intermediarios.
En este momento ha solicitado un préstamo grupal el cual piensa invertir en la compra de fertilizantes para abonar la finca de café.
Con el apoyo financiero lograra obtener una mejor cosecha, lo cual le motiva a seguir produciendo y ampliando su área de cultivo. Su meta a largo plazo es superarse económicamente y lograr lo necesario para que su familia viva bien.
Alex pertenece al grupo solidario denominado “Superando”, dicho grupo está conformado por 6 personas que en la foto se identifican de la siguiente manera: de las personas de pie de izquierda a derecha esta melvin, Rogelio, Daniel y Adalberto; de las personas agachadas a la izquierda esta Alber y a la derecha esta Alex (Coordinador del grupo).
Todos los integrantes se dedican a la producción y venta de café en pergamino húmedo, además residen en la misma comunidad y utilizaran el préstamo para la compra de fertilizantes.
El préstamo total Grupal es de 33,000 Lempiras y de manera individual 5,500 Lempiras cada uno.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Superando Group's $1,675 loan helped a member to buy fertilizers for his coffee crop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Nov 7, 2012
Nov 18, 2012
Currency Exchange Loss:
Mar 15, 2013