Tania De Los Angeles
Update on Tania De Los AngelesTania de Los Ángeles, age 31, is married and has three children (ages 14, 8, and 2). All of them are enrolled in school. Tania is originally from the Department of Chinandega. She has a cybercafé where she offers Internet services and Nintendo games. Her business has been in existence for four years and is located in her home. She also provides photocopy services, phone services, and Nintendo video game rentals in the same location. Her daily routine consists of working 10 hours a day as she offers her services to her customers.
Tania started her business because she did not have a steady job. She decided to buy television sets and Nintendo consoles. With the profits she earned, Tania was able to buy computers for setting up a cybercafé, and also to begin offering calling and photocopy services. She is already working with Fundación León 2000 and has demonstrated that she is responsible in submitting her payments on time and according to the terms.
The loan she needs will be invested as operating capital toward the purchase of a computer and the maintenance of her existing equipment so that she can provide good service. Tania de Los Ángeles is grateful for the assistance that Kiva lenders provide to people who have limited resources and are from poor countries such as Nicaragua so that they can have a decent source of work.
Previous Loan DetailsTania De Los Ángeles is 30 years old. Her main form of employment is in the cyber and video game service. She has had this business for over four years. She began with two televisions but with the help of her mother, who also helps her with this business, they were able to increase their offer... More from Tania De Los Angeles's previous loan »
Fundación Leon 2000This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid