A loan of $2,700 helped a member to pay tuition for his son in university and use some for completing the house.


Get Started Initiative Group's story

Get Started Initiative Group is located on the outskirts of Kampala in one of the low income areas. The group includes both males and females with different businesses.

Kassim is a 55-year-old married man with 7 children and 3 dependents who are orphans. Kassim sells cereals (simsim or sesame, sorghum and groundnuts) near the roadside. He started just with the little capital of 90,000 UGX and has gradually increased so that he can even get a loan of 500,000 UGX.

He wants the loan to pay tuition for his children in university and also to complete his house. His main clients are restaurants and households for daily consumption. His major challenge is the continuous price fluctuations of the cereals. He also spends a lot of money on renting a pounding machine, apparently. He hopes that he will be able to own his own machine using the next loan so as to reduce the cost of renting.

He is promising to pay all his loan installments on time. The 12 members in the picture comprise 80% of the group. They all signed the Kiva waiver, and Kassim is the 6th from the left in a white shirt.

In this group: Juliet, Isaac, Peninnah, Damalie, Kassim, Loy, James, Vivian, Ambrose, Roseline, Sarah, Abisagi, Rose Mary, Prisca, Florence


Loan details


Lenders and lending teams



Loan details