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Kaba Group
In this Group: Patricia, Vida
This group is called Kaba and has two partners as its members. It has been in existence for 11 years now.

Vida is a happy and hardworking woman who is 50 years old. She is married to a 56-year-old painter and they have one child. She has been selling foodstuffs and charcoal for 5 years now. She started selling on a table; this is her first loan and she intends to gather enough capital to own a kiosk where she has all her goods secured.

This is the group's first loan and Vida is requesting a loan amount of 300 Ghana cedis to buy foodstuffs and charcoal to supply to her customers. She says "thanks to ID-Ghana, our businesses have improved because we have capital through the help of ID Ghana to invest into work. This way we can pay off the loan and also improve conditions for our families."

Vida and Patricia need a total amount of 600 Ghana cedis to buy and sell more to their customers. They are carrying some of the items on their heads in the photograph.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaba Group's $325 loan helped a member to buy more foodstuffs to sell to their customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 17, 2012
Currency Exchange Loss:
Apr 19, 2013