A loan of $3,275 helped a member to buy pants for men and women.

Delfines Emprendedores Group's story

This communal bank is called "Delfines Emprendedores" and is composed of sixteen entrepreneurs, with different lines of work such as market vending, clothing sales, fast food sales, cleaning supplies sales, children clothes sales and services. They all live in the municipality of San Bernardo, located in the city of Santiago.

Jocelyn is a member of the communal bank. In the picture she is sitting in the second row, first from left to right. Her hair is dark brown, loose and she has bangs. She has been selling clothes for a year now. She sells door to door and her customers buy underwear, clothes for children and adults and shoes. She normally sells during paydays and she gives special credit conditions to her customers. When she needs more merchandise, she buys it in different establishments where she finds a wide variety of clothes, different colors, models and sizes and low prices, which is convenient for her.

With the loan, she will buy pants for women and men.

One of Jocelyn’s goals is to have an establishment in an outdoor market, where she can work comfortably and create a better buying experience for her customers. Jocelyn lives together with her husband and her two children, who are three and five years old. Her dreams, on a professional level, are to generate better income every day and to be able to give her family a better quality of life. On a personal and family level, she wants to give her children a good education.

She appreciates the opportunity given by Fondo Esperanza and she feels very happy, since it created a job opportunity that will help her to invest in her business and also in her own development. This experience has helped her to learn to be organized and to better distribute her income and investments.

San Bernardo is a city located 18 km south of Santiago. It is known as the folklore capital, because every year, in January, they organize the “International Folklore Festival”, an event in which different original cultures meet and music bands from all over South America play. They also organize the “Traditional Handicraft Fair”, where artisans from Chile and neighbor countries participate. In April, the event “Abril Cuecas Mil” [April, a thousand cuecas] is held, when all the municipality’s inhabitants dance cueca, a traditional Chilean dance.

In this group: Jocelyn, Doris, Jorge, Francesca, Francy, Jacqueline, Julio, Macarena, Matilde, David, Ximena, Miriam, Irene, Jessica, Ana, Sonia

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Translated from Spanish by Kiva volunteer Santiago Mejía Dugand

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