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Anatoliy works as a farmer. Since 1998, he's grown various cereal crops, such as wheat, barley and sunflowers. His wife and two oldest children assist him with running the business. Their first business expansion consisted of buying five milking cows. They're asking for a loan because now they want to buy a harrow with a pulverizer to plow and cultivate their field. In the future, they plan to purchase a tractor. Anatoliy also wants to start raising cattle.
View original language description ↓
Анатолий - фермер. С 1998 года занимается выращиванием зерновых культур таких как: зерно, ячмень, подсолнух.
Справляться по хозяйству ему помогает жена и двое старших детей.
Развитие деятельности начиналось с покупки пяти коров, которые давали молоко.
Анатолий с супругой решил приобрести дисковую борону к трактору, для вспашки и обработки своего земельного участка.
В планах на будущие: приобрести трактор.
В личных планах: Анатолий мечтает заняться животноводством.
Нуждается в вашей помощи для финансирования дисковой бороны для трактора.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Anatoliy to purchase farming equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 17, 2012
Currency Exchange Loss:
Oct 28, 2014