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Gegham is a 32-year-old young man who lives with his mother in Sardarapat village of Armavir region. He works at the local village hall and also helps his mother with agriculture. They keep an orchard with peach, apricot, plum and grape trees.

He has applied for this loan to build a greenhouse where he is planning to cultivate tomato, haricot and cucumber. He also needs some financial investments to buy a polyethylene cover for the greenhouse, tomato and cucumber seeds and also fuel to heat the greenhouse. The loan is very important for Gegham to undertake all the necessary work processes, increase his agricultural income and secure his family’s livelihood.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gegham to pay for greenhouse construction.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 17, 2012
Currency Exchange Loss:
Aug 17, 2014