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Update on Jane

Jane is a lady who has good references from her neighbors — she is very respectful and hardworking. She has a great desire to succeed and live well with her husband. Jane has been operating a grocery store for some time, which she still operates and keeps up-to-date. She is also in the teaching profession, but she operates her grocery store in the afternoons. Her pupils like her because of her kind and caring nature.

She says that a disaster has befallen her in the last few weeks. One of her houses caught on fire and it consumed most of her valuables. She wants to reconstruct her house, but she does not have money to do so. This is the reason she is asking for a loan to buy construction materials like cement, timber and iron sheets among others. She hopes to continue to be in business, so she can provide what her family will require.

Previous Loan Details

Jane, 51, has a grocery store where she sells groceries such as cabbages, bananas, etc. Every day she sells on a cash basis and also buys her products in cash. She is assisted by her daughter when she goes for teaching children in her private nursery school. However, she operates the grocery full... More from Jane's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kenya

  • $1,800
    Average annual income
  • 413
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Jane to buy construction materials like cement, timber, and iron sheets among others.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 18, 2012
Currency Exchange Loss:
Aug 17, 2013