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Update on Ashrafdjon

Ashrafjon is 35 and married with 3 minor children. His children are in middle school and are always asking their parents to repair their house, but Ashrafjon's income does not allow it. He should repair all the rooms to ensure sufficient heat insulation in the winter as winters can be fairly cold in Tajikistan. Due to poor insulation, his children are always getting colds in the winter.
Ashrafjon is requesting a loan of 3,000 Somoni to buy building materials. Ashrafjon and his children are anxiously waiting for the lenders to help them solve their housing problem.
View original language description ↓
Ашрафджону 35 лет, он женат и на воспитании имеет 3 детей. Дети не совершеннолетние. Они учатся в средней школе и всегда просят родителей отремонтировать их дом, но его доход от услуги такси не достаточно для этого. Он должен заменить отремонтировать все имеющиеся комнаты и таким образом обеспечить теплоту зимой, так как в Таджикистане зима довольно холодная. Из-за не удобства дома, у детей всегда насморк зимой. Ашрафджон запрашивает займ на сумму 3000 сомони для покупки строительных материалов. Ашрафджон и его дети будут ждать, пока добрые кредиторы помогут им решить проблему жилья.

Previous Loan Details

Ashrafdjon is 32 years old and he is the father of two children. His wife is a housekeeper and she supports him in everything he does. The most important thing to him is that his children in future enter university and successfully finish it, so that they will have a better tomorrow and become pr... More from Ashrafdjon's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ashrafdjon to buy building materials for repairing his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 17, 2012
Currency Exchange Loss:
Jul 17, 2013