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Nusrat's Group
In this Group: Nusrat, Nasreen, Maskeena, Naureen, Madiha, Zubaida, Ayesha
Nusrat is 28 years old and married. She is an active lady who is living with her husband in the city of Rawalpindi, Pakistan. Her husband runs a garment shop. His income is insufficient to cover the household expenses, so since 2005, Nusrat has been trying to help him fulfill their needs by sewing clothing.

Nusrat is well aware of sewing techniques. She sews clothes for the people who live near her house. She serves her community well and has become famous for providing good-quality service.

For the past few weeks, her sewing machine has stopped working. This was the only machine she has for her business. Due to the lack of money, she is unable to purchase a new sewing machine.

As a member of a 7-person lending group, Nusrat has requested a loan from Kiva's partner BRAC Pakistan to purchase a new sewing machine.

Nusrat desires to expand her business and intends to spend part of the income on the improvement of her house. She wants to open a beauty salon in future with the profits as that's another hobby of hers.

Note: In the picture, Nusrat holds a pass book in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $17,631,950
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat's Group's $1,625 loan helped a member to purchase a new sewing machine for her tailoring business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 10, 2012
Nov 16, 2012
Currency Exchange Loss:
Sep 17, 2013