Vaiola is 52 years old, married and the mother of four children. She earns a living by making and selling donuts, buns and snacks to people who live in her community. She has four years of experience in this line of work and is requesting a loan to buy snacks, flour for baking and other items she uses in her business. Vaiola has been a member of SPBD since 2010 and plans to use her profits to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.