A loan of $1,150 helped to buy organic fertilizer and cacao and coffee plants for his seedbed.


Luis's story

Luis, twenty-four, is a man of great enthusiasm with a zest for work. He's single and the father of little Diego, just three-year-old. Luis owns a wood-frame house and currently lives in the town of Santa Rosa. He has earned his living producing coffee and cacao for five years, and he's his own boss thanks to some parcels of land he managed to buy. Since he was very young he has been obsessed with work and the desire to succeed.

Luis generally works alone because there's not that much land and it's easily accessible. He likes being a farmer because he considers it honest work and a good and harmless way to make a living. Nevertheless, he does have to deal with periods when brokers are paying low prices for his product while he hopes for better next season. He wants to keep on working undefeated, so he needs to start out every season with seedbeds and guano fertilizer in order to produce a quality product.

Among his medium and long-term goals are, on one hand, to buy more land to expand production to a higher level, and, on the other hand, to open a grocery store in the city so he can rest a bit from farming while he's not needed on the farm. Luis has had four loans with MFP and is really grateful for their confidence, to which he intends to respond with punctual payments. Moreover, he completely approves of the communal bank's performance because the environment inspires collective responsibility.

Luis plans to use the 3000 soles to buy organic fertilizer and coffee and cacao plants for his seedbeds. He'll put the rest aside for a rainy day.

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Translated from Spanish by Kiva volunteer Jill Heske


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