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Delcy Roxana
Delcy is 28 years old and she has a 6-month-old son. Delcy makes a living buying and selling second-hand clothes in her sales stall that is located in the populated market of the "16 de Julio" area. She chooses the best garments by the bale and she washes them, irons them and bags them to sell at a higher price in other markets of the city of La Paz.

This loan is her first sequence within the institution. Delcy is going to use this loan to purchase bales of wholesale clothing. She needs capital for these dates at the end of the year since it is at this time when people buy clothes for the family. Her reason for requesting this loan is the lack of capital. Delcy faces challenges in her business such as the fact that the customer has a lot of competition and one has to go out early to purchase the clothes. She is going to use the profits to purchase various clothing such as jackets, blouses and polar sweaters of the first quality so that she can promote them to her clients as gifts for the holidays at the end of the year.

Delcy's desire is to have her own store of secondhand clothing as well as new clothing and in this way contribute as a woman to the economic progress of her family.
View original language description ↓
La Sra. Delcy tiene 28 años, tiene un hijo de la edad de 6 meses, la Sra. Delcy se dedica a la compra y venta de ropa de segunda mano en su puesto de venta que se encuentra en la populosa feria de la zona 16 de julio, escoge las mejores prendas de los fardos, las lava, las plancha y las embolsa para venderlas a mayor precio en otras ferias de la ciudad de La Paz, Este préstamo es su primera secuencia dentro de la institución, la Sra. Delcy va a usar este préstamo para la compra de fardos de ropa al por mayor ya que necesita capital por estas fechas de fin de año ya que es en esta época cuando la gente compra ropa para la familia, su razón para solicitar este préstamo es la falta de capital, la Sra. Delcy enfrenta retos en su negocio que son La cliente tiene mucha competencia y el tener que salir temprano a la compra de ropa y va a utilizar los beneficios en la compra de variedad ropa como chamarras, blusas, chompas polares de primera calidad para que pueda promocionarlos a sus clientes como regalos en las fiestas de fin de año, su deseo de la Sra. Delcy es tener una tienda propia de ropa, tanto ropa de segunda mano como tambien ropa nueva y así contribuir como mujer al progreso económico de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Delcy Roxana to purchase bales of clothing.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 19, 2012
Currency Exchange Loss:
Apr 16, 2014