A loan of $550 helped to invest in a candy shop.


Sergio's story

Sergio, who is 49 years old, lives in the community of Malambo, in the metropolitan area of Barranquilla. A musician by birth, he is part of the famous group "Tambó" from the community in the Atlantico department, where he plays the flute and the clarinet. He has performed with many renowned vallenato [folk music from the Colombian Caribbean region] artists, and one of his most strongly remembered collaborations is the chorus he recorded with a musical group for the soccer team of Barranquilla, "Junior tu Papá." Sergio, proud of his humble origins, remembers the times when he accompanied his father, who was from the countryside, to sell his harvest of pigeon peas directly in the market. This is where his experience as a businessman began. It was accompanied by his highest passion, which is music, which he also taught in the university of the arts. He feels satisfied for transporting the folklore of the Colombian Caribbean from one generation to the next. Sergio makes his home with his wife, a hard-working woman who also knows about business. She sells a well-known product called "raspao" or flavored crushed ice at a school located in a nearby village. They have two children, ages 13 and 18. The adolescent is already connected to the musical arts, which he practices, and his beautiful daughter of 18 is the town queen, and he is very proud of them. Sergio also has a business where he offers internet services and sells related items such as stationery and cell phone recharges. He began it a year ago to increase the well-being of his family. His business opens its doors from 8 in the morning until 9 at night, and his principal customers are located in the community where he lives and the surrounding areas, where he and his family (who support him in everything) are very well known. Sergio is applying for a Kiva loan, his first financing, to invest in a candy shop and to begin building his credit history, which is his final goal, since in the past he had not had any loans, and he recognizes that this is necessary to make his business grow and generate a greater infrastructure of family entrepreneurship, which in the future will allow him to increase the quality of life of his family.

Translated from Spanish by Kiva volunteer Pam McMurry



Loan details


Lenders and lending teams




Loan details