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This applicant, Mr. Daniel, lives in the plan 3000 zone in his own home. He lives with his adult daughters, but does not live with his wife because they have been separated for a long time. He works assembling batteries for vehicles at a company located in the industrial park of Santa Cruz de la Sierra, but his salary is very low and he has not been able to finish construction on his home. His home is in need of many improvements, and has a room that needs to be finished. The loan is needed to improve the precarious conditions in which Daniel and his family live, because his income is barely enough to be able to live and transport himself to work. This need is why he is asking for the loan and hopes to improve his quality of life a little.
View original language description ↓
El solicitante el señor Daniel vive en el plan 3000 en su casa propia y en ella vive con sus hijas mayores de edad él no vive con su esposa por haberse separado de ella hace tiempo atrás él trabaja en una empresa como ensamblador de baterías para vehículos la cual esta ubicada en el parque industrial de santa cruz de la sierra pero como el sueldo es muy bajo en las empresas y no le ha alcanzado para termina de construir su casita le falta muchas mejoras y has un cuarto que le falta acabado la necesidad de el préstamo es precisamente para mejorar esta condiciones tan precarias en las que vive y como no le es suficiente con su sueldo por que apenas le alcanza para poder vivir y transportarse al trabajo se ve en la necesidad de pedir el préstamo y si mejoraran poco su calidad de vida

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,229,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,500 helped Daniel to finish construction of a room for his home.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 31, 2012