On his own initiative and with much effort and dedication, Boris works as a driver for a delivery service firm in his city. He works starting very early in the morning and works approximately 12 hours. Boris feels good doing his work and believes he does well because of the good way he does his work and the kind way he treats others.
Boris is very grateful to Kiva lenders because thanks to the support provided he will be able to do some home improvements. He wants to plaster the walls and install a concrete floor in one of the bedrooms at home. With this, he’ll have a bedroom in better condition that will provide increased safety and wellbeing for him and his family and Boris will continue working and striving to reach his great dream of being able to study a professional career and become a good professional.
Por iniciativa propia, con mucho empeño y dedicación, día a día Boris trabaja como chofer en una empresa distribuidora de su ciudad, él trabaja desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, Boris se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Boris se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que él desea poder hacer el tarrajeo y puesta de un piso de concreto en una de las habitación de su casa, con ello espera contar con una habitación en mejores condiciones, que brinde mayor seguridad y bienestar para él y su familia, así pues Boris seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional y ser un buen profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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