She currently works as a bricklayer further inside the Puente Seke area because this place has a lot of land and gravel. She works every day of the week. Her husband currently works as a bricklayer’s assistant in the Puente Seke area of the city of El Alto in La Paz. They both contribute to paying for services, food, and clothes for their child.
She needs the loan to buy materials like stucco, paint, and metal sheets to the finishing touches on their rooms.
Carmen’s dream is to be able to start building their rooms on a piece of land that she has. This will improve her quality of life.
The is the first time that she has requested a loan from IMPRO and Kiva.
Actualmente, Carmen trabaja de albañil en la zona de Puente Seke siendo el lugar lleno de tierra y cascajo, ella trabaja todos los días de la semana. El esposo trabaja de ayudante albañil también en el sector de puente Seke de la ciudad del Alto y ambos colaboran en el pago de los servicios, comida y vestimenta de su hijo.
El crédito lo requiere para la compra de materiales como estuco, pinturas, chapas y otros para la Obra Fina de sus habitaciones.
El sueño de Carmen es poder comenzar la construcción de sus habitaciones en un terreno que tiene y así mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid