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Carmen is married and has a growing one and a half year old son. Carmen lives in her cousins’ house in a location with a bedroom and kitchen. The family does not have a bathroom. The rooms are made of adobe and have a dirt floor. The house is in the San Felipe de Seke area of the city of El Alto.

She currently works as a bricklayer further inside the Puente Seke area because this place has a lot of land and gravel. She works every day of the week. Her husband currently works as a bricklayer’s assistant in the Puente Seke area of the city of El Alto in La Paz. They both contribute to paying for services, food, and clothes for their child.

She needs the loan to buy materials like stucco, paint, and metal sheets to the finishing touches on their rooms.

Carmen’s dream is to be able to start building their rooms on a piece of land that she has. This will improve her quality of life.

The is the first time that she has requested a loan from IMPRO and Kiva.
View original language description ↓
Carmen es casada y tiene un hijo varón que está en etapa de crecimiento, tiene 1 año y medio. Carmen vive en la casa de sus primos donde cuenta con un ambiente donde se encuentra el dormitorio y la cocina, no cuenta con baño familiar, las habitaciones son de adobe y el piso de tierra, la casa se encuentra ubicada en la zona San Felipe de Seke, de la ciudad del Alto.
Actualmente, Carmen trabaja de albañil en la zona de Puente Seke siendo el lugar lleno de tierra y cascajo, ella trabaja todos los días de la semana. El esposo trabaja de ayudante albañil también en el sector de puente Seke de la ciudad del Alto y ambos colaboran en el pago de los servicios, comida y vestimenta de su hijo.
El crédito lo requiere para la compra de materiales como estuco, pinturas, chapas y otros para la Obra Fina de sus habitaciones.
El sueño de Carmen es poder comenzar la construcción de sus habitaciones en un terreno que tiene y así mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen to buy stucco, paint, and others to put the finishing touches on the rooms where they live.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 3, 2012
Currency Exchange Loss:
Dec 17, 2013