A loan of $3,600 helped a member to buy an overlock machine (serger).

Ilham's Group's story

Ilham is a 39-year-old Iraqi woman. She is married and a mother of three children. With limited career options due to cultural restrictions and domestic constraints, Ilham is one of the many Iraqi women who are working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has four years of experience with the home-based sewing and tailoring business activity, which she would like to improve now to be able to offer a better variety of creative services and products to her customers. She would like to buy an overlock machine (a serger). To be able to afford the purchase, she took a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor, thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Ilham , Rozger , Shelan

Loan details

Lenders and lending teams

Loan details