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Update on Joseph

Joseph has been our conscientious customer, who services his loans on time. He says that, with the loan facility, he has been able to grow his business, and he is now one of the renowned cattle traders in the region. With the profits he has been able to pay school fees for his children and buy land for farming. His dreams are to see his children graduate and to expand to new markets. Joseph is requesting a loan to buy cows to sell.

Previous Loan Details

Joseph used the previous loan to buy cows to butcher. However he faces challenges of price fluctuations and inflation.His personal goals are educating his children and building a permanent home.His business goal is to buy land and grow crops for sale .Joseph needs the loan to buy cows to butcher... More from Joseph's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 181
    View loans »
    Uganda Loans Fundraising
  • $32,674,725
    Funds lent in using Kiva
  • 2,609.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Joseph to buy cows to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 15, 2012
Currency Exchange Loss:
Jun 19, 2013
This photo was used before for a previous loan for Joseph. It was first posted on Kiva on Nov, 2011. Learn More