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Hamlet has run his own trading business for about 5 years. He rents a stall in Vanadzor city where he sells fruits and vegetables. Thanks to his business, Hamlet was able to buy a truck which he uses to bring fruits and vegetables for his business from Yerevan wholesale markets and also from Georgia.

Hamlet is 39 years old. He lives in Vanadzor city with his retired mother, his unemployed wife and two school-aged children: a daughter and a son. Hamlet’s business is the only source of income for his family.

Hamlet has received loans from Nor Horizon many times and he has never delayed his repayments. Now Hamlet is asking for a 350,000 AMD loan to buy a large amount of tangerines, lemons, Oriental persimmons, etc. from Georgia for his business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 409.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Hamlet to buy a large amount of tangerines, lemons, and Oriental persimmons from Georgia for his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 15, 2012
Currency Exchange Loss:
Aug 17, 2013