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Update on Nehemiya

Nehemiya is a 42-year-old businessman who sells new clothes in Bundibugyo, Uganda. He is married and has four children, three of whom are still in school. He has had his business for 15 years and it has been very lucrative; he has been able to build a house and pay school fees for his children. His business challenges are customers not paying on time and high taxes that minimize his profits. He dreams of educating his children so they can attain high qualifications, and of setting up a boutique. Nehemiya used his previous loan to buy clothes to sell. He is requesting another loan to buy new clothes to sell ahead of the Christmas season.

Previous Loan Details

Nehemiya is a 42-year-old business man who sells new clothes in Bundibugyo,Uganda. He is married adn has four children, three of them are still in school. He has been in the business for 15 years and it has been very lucrative since he was able to build a house and pay school fees for his child... More from Nehemiya's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 93
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 2,609.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Nehemiya to buy clothes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 15, 2012
Currency Exchange Loss:
Jun 19, 2013
This photo was used before for a previous loan for Nehemiya. It was first posted on Kiva on May, 2012. Learn More