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Ms Fozia, 33 years old, is married and has three children. For the past 3 years, she has operated a small beauty parlor at the corner of her house. She offers many facilities to her customers; by providing makeup and hair styling services, she has become very famous in her street.

As customer demand is increasing day by day, Ms Fozia is interested in buying more varieties of cosmetic products for the parlor. Since she is facing the financial problem of low cash, she was compelled to contact Kashf Foundation to apply for her second loan. Ms Fozia needs a loan of PKR 25,000 to buy some furniture and bleaching and whitening products in large quantities. With the help of this loan, Ms Fozia will be able to handle more customers, which will ultimately increase her earnings. She dreams of expanding her business and providing a better standard of living for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 207
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Fozia to buy some furniture and bleaching and whitening products in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 15, 2012
Currency Exchange Loss:
Nov 17, 2013