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Lali is from the village of Norio, Abasha district. She is 43 years old and lives with her husband and two children (23 and 26 years old). Her son works as a manager at the techniques store locally and her husband is an artisan. Both family members get a monthly salary.

Lali is involved in an agricultural business. In particular, she runs a small dairy business with four milk cows whose milk is used in cheese products. She sells on average 40 kg. of cheese per month. In addition, the family grows maize on the family-owned land. The harvested maize is used for family needs. Besides, Lali has a pig and five piglets. She works hard to make some savings and improve the living conditions for her family.

Lali requested the loan to purchase an additional milk cow. After the number of cattle is increased, the family will receive more milk for dairy products. This will increase the sales and a monthly income as well. With the increased income, Lali will improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 28
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Lali to purchase a milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 15, 2012
Currency Exchange Loss:
Jun 17, 2013