A loan of $1,100 helped to buy more fertilizers and support labor costs during maize production.


Alphonsine's story

Alphonsine is 33 years old. She is married to a farmer and they both have three children.

With the loan, she wants to buy more fertilizers and support labor costs during maize production.

The profits from the business will be spent on buying a machine to use in her farming in the future to gain better and more quantitative production results.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details