A loan of $1,100 helped to buy more fertilizer and pay labor costs during maize production.


Marie Louise's story

Marie Louise is the mother of four children and married to a farmer. She is 31 years old. She has been a maize farmer for the past 18 years. She would like to get a Kiva loan to buy more fertilizer and help pay labor costs during maize production. The profits from her produces will be used for buying a milling machine. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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