A loan of $1,375 helped to buy more fertilizers and cover labor costs during maize production.


Callixte's story

Callixte is 47 years old. He is married to a farmer and they have four children aged between seven and thirteen years old; all of them attend schools. He has spent 25 years in farming. He would like to get the Kiva loan for buying fertilizers and paying labor costs during maize production. He plans to use the profits for buying a tractor.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details