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This is Hotamaly's second loan in our organization. He's a very honest, dedicated and hardworking person. He was born in a country area which is well known for its agrarian industries. His sons work in Russia, however, they don't have stable employment so Hotamaly can't rely on them fully for support. Therefore, he makes a living by growing crops ad raising animals, areas in which he has significant experience. Mainly, he grows wheat and barley. His wife helps him run his business.

He uses profits from the crops to purchase cattle for cheap on the market, after which his wife fattens the cattle for a period of time and then they sell it for a high price. Hotamaly spends his income on his household in order to improve his living conditions.

This year, he planted two hectares of land with barley, but was unable to reap a good harvest due to poor weather. Therefore, he approached our organization requesting a loan to buy some cattle and expand his animal raising business. He feeds his cattle with fodder from his fields.
Hotamaly hopes for your help.
View original language description ↓
Хотамали в нашей организации кредитуется второй цикл. Он добросовестный, целеустремлённый и трудолюбивый человек. Он родился в сельской местности, который имеет хорошее условие для животноводства и выращивания сельскохозяйственных культур. Его сыновья работают в России, но не имеют постоянное место работы, поэтому Хотамали не надеется на денежные переводы сыновей и сам занимается животноводством и выращиванием сельхоз культур, так как имеет достаточный опыт по скотоводству и земледелием. В основном он выращивает пшеницу, ячмень. В ведении данного бизнеса ему помогает жена. Хотамали на полученный урожай покупает скот из базара на низкие цены, его жена на определённое время откармливает скот и перепродают по высокой цене. На полученный доход от бизнеса Хотамали улучшил условию своего домохозяйство. В этом году Хотамали посеял на 2 гектара земли ячменя, однако из-за неблагополучной погоды Хотамали не смог получить ожидаемый урожай. Поэтому он обращался в нашу организацию с целью получения займа для покупки скота и расширить свой бизнес по животноводству. Скот держит за счёт кормов произведённых его самым. Хотамали надеется на Вашу благотворительность.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Hotamaly to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 16, 2012
Currency Exchange Loss:
Sep 21, 2013