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Halema is a 51-year-old woman. She is married and a mother to three sons, 26, 22 and 20 years old. One of them is employed and another is a university student.

Halema's husband is a worker who gets a low salary that is not enough to cover all the family's needs.

Halema wants to make some improvements and repairs to her old house, but the amount of money she has isn't enough to cover the costs, so she is requesting a USD loan from FATEN to cover the costs of repairing the house such as changing windows and painting. Taking this loan will create to Halema and her family suitable home conditions and enable them to enjoy living in their house.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 82
    View loans »
    Palestine Loans Fundraising
  • $14,477,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Halema to repair the house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Nov 15, 2012
Currency Exchange Loss:
Nov 23, 2014