This is Ma. Jeanita, 40, a resident of Payatas, Philippines. She is married to Sanny, a driver, and mother to her children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Ma. Jeanita operates a peanut butter-making business. What she basically does is buy raw peanuts and other ingredients needed in making her product from the market, process them then repack them and sell them per piece to individuals, general store owners and the local community. Peanut butter is repacked in 250 and 500 gram plastic bottles. She also sell accessories for additional income. She earns a minimum of 300 Philippine Pesos (PHP) in sales every day.
To help her continue operations of her business, she is requesting a Php 10,000 loan. She will be utilizing the loan to buy additional stocks of raw ingredients used in her business. She expects a boost in her business income as she expands her business.
Ma. Jeanita dreams of being able to give her all her children a good future and high quality education through all her hard work on her business. She also hopes to have a growing network of customers. She faithfully meets up with her co-fellowship members to share stories of her work every week and also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.