Edna is 33 years old, married, and has children. She is a resident of Caloocan, Philippines. She manages their household while operating her business. She works hard to provide income for her family's everyday expenses.
Edna operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP a day.
To help her continue operations of her business, Edna is requesting a loan for 15,000 PHP, which she will use to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her income as she expands the business.
Edna hopes to give her children a good education and dreams of having a good life through all her hard work with her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week, where she draws strength and inspiration from God.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.