A loan of $1,100 helped to buy pants, blouses, t-shirts and women's underwear to sell.


Cruz Liliana's story

The communal bank "El Pedregal" meets every fifteen days in the El Pedregal community, in the Picoaza parish of the city of Portoviejo. This is a place known for being an active commercial zone, for its traditional festivals of San Pedro and San Pablo, and for the cheerfulness of its people. In this place lives Cruz, who is 42 years old. She is married, and from this relationship she has four children, two who are adults and two aged 17 and 13, who are both in school. The three younger ones still live with her. Her husband is a mason. With the intention of earning something on her own, and thus helping her husband with the household expenses, Cruz dedicates herself to commerce, selling clothing of all types. Her method of selling is from door to door, and she goes out three days a week. She sells to her customes on credit and collects payments every 8 days. She goes to Guayaquil to buy her merchandise once a month or according to her needs. She has dedicated herself to this work for 3 years, and what she sells the most is women's underwear. She will use this loan to buy more merchandise, such as pants, blouses, t-shirts and women's underwear. She has been in the communal bank for 4 years, and she likes it because the loans help her to finance her business. Her dream is to see her children finish their studies and be good people.

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Translated from Spanish by Kiva volunteer Patricia Linderman


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