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Marina Consuelo
Marina is a 58 year old woman who lives in the city of Pisco with her two children, who she loves and who are the principle reason for her life. She is a very kind, hard-working and enthusiastic person, who always has dedicated all of her efforts in order to help her family get ahead. She has been both father and mother to her children. Sadly, Marina was not able to study for a professional career in Gastronomy, but she very much would have liked to do so. In her free time she likes to play sports and on occasion she makes a delicious Rice with Duck dish to share with her family.

With much hard-work and dedication, day by day Marina works in her small business selling food. She has a small stall for sales in a commercial center in her city. Marina works every day from early in the morning and stays for approximately 8 hours. She believes that things are going well because of her good seasonings and for the kind treatment that she offers to her clients.

Marina is very thankful for Kiva lenders, since thanks to their help she will be able to purchase construction materials like cement and ceramic in order to renovate the stall where she makes sales. In this way Marina hopes to continue working and challenging herself so that together with her family they can get ahead.
View original language description ↓
Marina es una mujer de 58 años, vive en la ciudad de Pisco con sus dos hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amble, trabajadora y entusiasta, que siempre ha dedicado todos sus esfuerzos por sacar adelante a su familia, ya que ella ha sido padre y madre para sus hijos; lamentablemente Marina no pudo estudiar la carrera profesional de Gastronomía, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta hacer deporte y en algunas ocasiones cocina un riquísimo Arroz con Pato para compartir con su familia.
Con mucho empeño y dedicación, día a día Marina trabaja en su pequeño negocio de venta de comida, ella tiene un pequeño puesto de ventas en un centro comercial de su ciudad, Marina labora todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Marina se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, tales como cemento y cerámica, para renovar su local de ventas, de esta manera Marina espera seguir trabajando y esforzándose para que al lado de su familia puedan salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Marina Consuelo to purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 15, 2012
Currency Exchange Loss:
Dec 17, 2013