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Enma Analuz
Enma lives in Fortín, in the northern zone of the city of Guayaquil. She is 44 years old, divorced and has three grown children who are independent. When she separated from her ex-husband, she made the decision to look for work. Because nobody would give her the opportunity to work at a company, she then thought to open her own store. She started to save money and a while later, Enma's dream became a reality when she opened her own general store. Currently, she works in her store every day from 8 in the morning until 10 at night. With this loan, she will fix up her store and buy rice, sugar, flour, display cases, etc. Her goal is to have a mini market that is known throughout the city for satisfying its customers' needs.
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Enma vive en el Fortín zona norte de la ciudad de Guayaquil, tiene 44 años de edad es divorciada y tiene 3 hijos que son mayores de edad por lo que ya son independientes. Ella a raíz de la separación de su ex pareja toma la decisión de buscar trabajo y como nadie le dada la oportunidad de trabajar en una empresa,Entonces´penso en abrir un local propio y fue como comenzo ahorrar dinero tiempo despues el sueño de Enma se hizo realidad porque dio la apertura a su negocio propio la cual es una tienda de víveres en general. En la actualidad trabaja en su tienda de víveres todos los días desde las 8 de la mañana hasta las 10 de la noche. Con el préstamo comprara arroz, azúcar harina, vitrinas y arreglara su local, etc. Su meta es tener un mini market reconocido en la ciudad para satisfacer las necesidades de los consumidores

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Enma Analuz to fix up her store and buy rice, sugar, flour and display cases.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013