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Virgencita De Guadalupe Group
In this Group: Vilma, Janeth Balbina, Leonarda, Juliana, Julia, Yaskara Marianela
Mrs. Vilma is 32 years old, single, has 2 children, and is a member of the group. She works selling clothing such as pants, polo shirts, shirts, and sweaters. She sells her clothing independently by taking it to her friends. She works from 8 a.m. to 5 p.m. and has been doing this for 5 years. Her business is going well, and in her free time she likes to go out with her children. Her dream is to have a store to sell the clothes from. She is requesting a loan to buy polo shirts, sweaters, pants, and shirts.

The other members have businesses selling food, clothing, staple goods, and furniture.

This member is grateful to those who are helping her fulfill her dreams, and she is committed to making her loan repayments as agreed.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGENCITA DE GUADALUPE”; Este banco se ubicada en el distrito de Urubamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Vilma ella es soltera y tiene 32 años y tiene 2 hijos; La socia trabaja en su negocio de venta de ropa, la socia vende pantalones,polos,blusas y chompas, la socia vende ropa en forma indepedendiente llevando a sus amigas, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia se dedica a este negocio 5 años y le va muy bien, la socia en sus tiempos libres le gustas pasear a sus hijos, el sueño de la socia es tener un local donde pueda vender la ropa. La socia solicita el préstamo para comprar polos, chompas, pantalones y blusas.
Los otros socios se dedican al negocio de venta de comida, negocio de confección de ropa, negocio de venta de tienda de abarrotes y negocio de venta de muebles.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgencita De Guadalupe Group's $2,400 loan helped a member to buy polo shirts, sweaters, pants, and shirts to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 15, 2012
Currency Exchange Loss:
May 17, 2013