A loan of $775 helped purchase copperwood plants, grafts from a cacao plant, sacks of organic fertilizer and to hire day workers.


Carmen's story

Carmen is 30 years old, she is a single mother and has three children: Roy, Adhy and Nena all of whom she loves very much. She has a home made of wood that she purchased all on her own. She works at maintaining agricultural products like cacao and her work site is a parcel of land that she inherited from family members. On its own, this work requires a lot of physical labor, to do the work she hires day laborers whenever she needs to, especially during the harvest season for the truly necessary jobs. She considers her work one of the most humble ones and at the same time comforting since the results of the harvest are highly sought after by middle men in her area, nevertheless what has been trying to sap her motivation recently are a few plagues that take over her land and ruin a significant portion of her final product. She is now starting a new production cycle where she prepares all that is necessary to carry out her job in a fluid way, and to do it she will need to purchase Copperwood plants, grafts from cacao trees and sacks of organic fertilizer. In addition to this, she will need to reserve enough capital to hire day laborers to try to lighten the load of the distinct agricultural jobs. Day to day she gets up very early with the objective of achieving a future land purchase in the city and to build a house for the comfort of her children. She has seven loans with MFP and this time she is asking for $775 to purchase Copperwood plants, grafts from cacao trees and sacks of organic fertilizer and part of the money will be used to hire day laborers.

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Translated from Spanish by Kiva volunteer Kristin Connor


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