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Maria Mercedes
María lives in the Suburb of the city of Guayaquil. She is 37 years old, divorced, and has no children. Ten years ago, María was unable to find a stable job. She decided to start her own business, and since she has a talent for cooking, she opened a canteen at her house, where she sells food. She works from Monday to Friday, from 6:00am to 9:00pm.

With the loan, she wants to buy rice and oil, and also to fix up the premises, etc. Her future goal is to buy herself a station wagon so that she can deliver food to remote locations, and also to convert her canteen to a restaurant that is well-known for selling typical Ecuadorian foods.
View original language description ↓
María vive en el Suburbio de la ciudad de Guayaquil. Ella tiene 37 años es divorciada no tiene hijos. María a falta de que no conseguía un trabajo estable hace 10 años. Tomo la decisión de ponerse un negocio propio ya que María tiene habilidades para cocinar abrió un comedor en su casa pues ahí vende comida. Ella trabaja de lunes a viernes desde las 6:00am hasta 21:00pm. Con el préstamo ella quiere comprar arroz, aceite y también arreglar el local etc. Su meta a futuro es comprarse una camioneta para poder realizar su entrega de comida a lugares lejanos, y también que su comedor se convierta en un restaurante muy reconocido por vender comidas típicas del Ecuador.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Maria Mercedes to buy rice and oil, and also to fix up the premises, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013