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Veronica is married and has two school age children attending public school. They live in her parents’ house located in the city of El Alto’s Villa Mercedes zone. Veronica finished secondary school and now works as a cashier at an institution of social help in the city of La Paz. She needs the loan to buy building materials like cement, bricks and rebar to build a room for her children so that they’ll be more comfortable. Her dream is to have a house of her own. This is her first loan request to Impro and to Kiva.
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Verónica, es casada y tiene dos hijos que están en etapa escolar en un colegio estatal, viven en casa de sus padres, la casa se encuentra ubicada en la zona Villa Mercedes de la ciudad de El Alto.

Verónica estudió hasta el nivel secundario y actualmente desempeña las funciones de Oficial de cobranzas en una Institución de ayuda social, en la ciudad de La Paz.

El crédito lo requiere para comprar material de construcción: cemento, ladrillos, fierro. Así podrá levantar una habitación para sus hijos y brindarle mayor comodidad.

El sueño de Verónica es tener su casita propia.

Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Veronica to buy cement, bricks and rebar.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 19, 2012
Currency Exchange Loss:
Dec 17, 2013